Those whose business has been profit making for the previous 2 years. The business should have a Minimal Annual Income (ITR) of Rs. 3 lacs per annum.

The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity. Quick disbursal, minimum paperwork. Apply now if annual turnover is more than INR 3 lacs.